Our Services

Asset Finance

Asset finance is a smart solution for businesses looking to invest in essential equipment while maintaining cash flow. Whether it's expanding a fleet, upgrading machinery, or integrating cutting-edge technology, asset finance provides flexibility and financial stability. Are you considering asset finance for a specific project or business need? We’d be happy to explore options or advantages with you. Barnes Business Finance takes the hassle out of securing funding, no matter the size, sector, or complexity of your business. We work to negotiate the best possible terms, allowing you to focus on what you do best. We offer flexible financing solutions, including hire purchase, operating lease, and finance lease, giving businesses the freedom to choose the option that best suits their needs.

Asset Re-Finance

Asset refinance is a powerful financial tool that allows businesses to unlock the capital tied up in valuable assets. By using these assets as security, companies can release cash while still retaining full use of the assets. The process works by selling an asset to a lender for a price based on its current value. The business continues to use the asset while repaying the amount borrowed in instalments over a set period. Once the full repayment is completed, ownership of the asset is restored to the business.

Asset refinance can be applied to a wide range of tangible assets, including agricultural equipment, manufacturing machinery, construction equipment, vehicles, and many others. If you're considering asset refinance, we can help you identify which assets in your business may be eligible and guide you on how to maximize the capital they hold. Unlocking extra cash could be just what your business needs to grow and thrive.

Vendor Partnerships

Vendor finance provides an accessible and cost-effective solution for customers looking to purchase directly from dealers, manufacturers, or suppliers. This financing option is particularly beneficial for vendors seeking innovative strategies to expand their customer base and support clients who may otherwise be unable to acquire essential products or services.

At Barnes Business Finance, we simplify the process. Your customer selects the assets they require—whether it's equipment, vehicles, machinery, or more, and we provide a tailored finance quote. Upon acceptance, we ensure prompt payment to you, strengthening your cash flow while enabling your customers to access the equipment or services they need without delay.

Business Loans

Many businesses will require investment at some stage in their journey, and business loans can be a flexible financial solution to consider. A business loan provides funding exclusively for business use, with repayment, including interest, over a fixed period. Loan amounts can range from £10k to millions of pounds, offering businesses a variety of options to suit their needs. While the flexibility of business loans can make the decision complex, we’re here with expert guidance and in-depth knowledge to help you choose the best solution for your business.

We offer a broad range of financial solutions and specialist support to help grow your business, including:

- Unsecured Business Loans

- Secured Business Loans

- Working Capital Finance

- Short-Term Business Loans

Invoice Finance

Since strong cash flow is essential for business success, invoice finance offers a powerful solution. This financial tool bridges the gap between making a sale and receiving payment, providing immediate access to cash instead of waiting for standard payment terms.

This can significantly support business operations by:

- Providing instant access to cash without the burden of loans or complex repayment terms.

- Facilitating growth—an increase in sales can sometimes put unexpected pressure on cash flow.

- Reducing the risk of late payments and bad debts.

- Offering the option to outsource credit control, freeing up valuable time to focus on sales and strategy.

With invoice finance, businesses can improve liquidity and maintain stability, ensuring they have the financial resources needed to thrive.

Assets/Sectors

Although the list is not exhaustive, we commonly finance the following sectors and assets:

Vehicles: Cars, Vans, Tractor Units, Rigids, Recovery Vehicles, Trailers, Tankers, Buses & Coaches, Street Sweepers, Funeral Cars

Plant/Construction Equipment: Mini Diggers, Excavators & Attachments, Crushers, Bulldozers, Dumpers, Wheeled Loaders, Screeners, Demolition Equipment, Lighting Towers

Manufacturing/Engineering: Cutting Machines, Moulding Tools, Boring Machines, Saws, Grinders, Lathes, CNC Lathes & Milling Machines, Assembly Lines, Mechanical Presses, Textile & Embroidery Equipment

Technology: PC’s, Laptops & Monitors, Servers & Mainframes, Telephone Systems, Printers & Photocopiers, Healthcare Equipment, Audio Visual Equipment, Cinema Systems, Photography & Broadcasting Equipment, Electronic Point Of Sale Equipment, Mobile Devices Including Handhelds & Tablets

Medical, Dental & Veterinary: Testing Equipment, Laboratory Equipment, Diagnostic Equipment, Specialist Beds, Surgical Instruments, Decontamination Equipment, IT Equipment, Imaging Equipment, Optical Equipment, Dentist Chairs

Catering & Food Production: Ovens & Ranges, Bakery Production, Chilling & Freezing, Fryers, Dough Rollers, Slicing & Peeling, Rotisseries, Appliances, Bar Equipment, Restaurant Equipment

Printing & Paper Processing: Flat Bed Printers, Digital Printers, Wide Format Printers, 3D Printers, Thermal Transfer Printing Machines, Textile Printing Machines, Packaging Machines, Labelling Machines, Folders, Direct Imaging

Workshop Equipment: Spray Booths, Car Wash, Welding Machines, Vehicle Lifts, Compressors, MOT Equipment, Diagnostic Equipment, Tyre Equipment